And my interpretation...
The whole panel (banner and circle) are pop dotted just a bit. DP: DCWV Black Currant stack, Recollections Bright and Basics stack and Floral Garden stack.
Dies: Spellbinders circle and lacey circle, PTI Happy Days (and stamps), tag sale #5, wine bottle tag. The flower is old Colorbok and the ribbon at the bottom there is American Crafts.
Here you can see the ribbon better and where I used the PTI wine bottle tag die. :)
Hope you like it! I think I am going to make a gift card holder and bag to go with this for a couple friends of ours who are getting married in June. :)
Thanks for looking, I would love to hear your thoughts so please leave a comment if you wish. :)